We're the small switch from big banks that makes a huge difference

Our 1% all-in fee can mean 30% more profit...

Let's be honest. Nobody wakes up one day and says "my dream is to be in multi-currency card payments". But when we looked around, we could see just how poorly SMEs are treated, especially when trading internationally.
And nobody seemed to care. While Stripe and PayPal are great solutions for start ups, it gets more expensive and less ideal the more you trade. And don’t get us started with the big players. Unless you're hitting numbers a small country would call GDP, forget about it! So we set about fixing it. Our dream is to help as many SMEs to make more profit than ever before. Good for you. Good for us.

Your point of transaction is now the easiest place to save cost. A couple of points here and there doesn’t sound like much. But if your total margins are only 10%, you're feeding big chunks of your profits to the fat cats.
Ask yourself this - should big payment service providers really share in your profits?

What is FXCPay?

FXCPay allows online businesses to accept card payments in multiple currencies at a fixed price of 1% (including all card processing fees), whilst removing the FX risk entirely.

If you are an online business that offers customers the option to pay for your goods or services in a currency of their choice, we can help. Using FXCPay means that you don’t need to run multiple currency accounts, worry about moving exchange rates or manage complex data and (expensive) accounting. With FXCPay, you simply price in your local currency and money settles into your bank account as usual. 

We’re a full-service provider that operates in the same way as many of the big brand names you’ll be familiar with, like WorldPay, Adyen or Elavon.

We’re a payment gateway that connects into over 40 global acquirers and hundreds of alternative payment methods

We’ve built integrations into many of the leading shopping cart providers, to make the ‘lift and shift’ process easy and straightforward for businesses using third party software.

As a full service provider we will of course review your domestic card processing fees. We're often able to make additional savings here too! 

What FXCPay isn’t

We’re not an FX dealer, broker or rate supplier – so we’re not competing against the likes of Transferwise, Revolut or Currency Cloud for your business. They do their thing and we do ours. We only focus on providing you with a cheaper, safer and easier to use alternative for your online multi-currency card payments.

So, if your business deals with multi-currency card payments and you currently use a solution offered by your acquirer, we’re likely to be able to significantly reduce your costs. Have a look at our simple online payments profitability calculator to see how much you can save, or give us a call to find out more.

How to make the switch

Simply click here to begin your application or click the button below to arrange a quick call with us.
Once approved, we'll issue you with a new Merchant ID from the our acquirer and we're ready to begin the set up process!

Our 3 Core Values

    • We normally charge just 1% for the whole transaction.
    • We don't add anything on top of your acquirer fees. It's 1% all-in.

    If you have higher risk of charge backs, there may be a slight additional premium but, even when that's factored in, FXCPay is still way cheaper than the alternatives.

    • No need to run multiple currency accounts and hedge currencies.
    • Just price as normal, in your own currency
    • You can fix prices daily, weekly monthly or even yearly.
    • We do all the complex stuff, so you don't need to.
    • Big banks don't care, you’re not big enough for them to spend the time on.
    • We know you just need to focus on growing your business.
    • So, we help by focusing on growing THIS part of your business for you.
    • We take the stress away and grow your profits at the same time.
    • We believe that every business deserves to ‘turn left’ on boarding.

Chris is both our founder and a true innovator in the online payments world. With a background in investment banking, foreign exchange and over 20 years’ experience in e-commerce payments, he has worked closely with several massive online businesses to optimise their online payments. His vision for FXCPay is to bring a new standard of fairness to our sector by making multi-currency payments more cost effective for SME’s to grow exports and increase international trading.


Don't tell the big banks

We're changing payments for the better.
And we're starting with the cost.
With our 1% all-in fee, switching to FXCPay can boost your profits.